Insurance and Payment Options:

Insurance:

We participate in many insurance plans including Aetna, Blue Cross/Blue Shield, Independent Health, MagnaCare, Medicare, United Healthcare, Univera Healthcare, and many more.

Since there are so many plans, and coverage varies widely, please call us of you have any questions about your Chiropractic benefits. Our staff will verify your coverage and explain your benefits before treatment, at no charge.

We welcome patients with Workers' Compensation (workplace injuries) or No Fault (automobile accidents) cases.

Many supplemental insurance policies such as those offered by Aflac cover Chiropractic care, which can pay out benefits according to your individual policy.

Co-payments:

All co-payments and deductibles must be paid at the time of service. This arrangement is part of your contract with your insurance company. Failure on our part to collect co-payments and deductibles from patients can be considered fraud. Please help us in upholding the law by paying your co-payments at each visit.

Payments:

We accept cash, Visa, MasterCard, Discover and personal checks for co-payments.

Wellness/Maintenance:

Optimum Chiropractic maintains a pricing structure that allows care for all budgets. Many patients elect to bypass their medical insurance and pay directly for care, as chiropractic is extremely cost-effective and affordable, and flexible payment programs can be arranged for patients who have little or no chiropractic insurance coverage. Our rates are competitive with many insurance companies’ co-pays.